Our income generating portfolios are designed for investors looking for current income and growth potential, while minimizing volatility through diversification. This portfolio is constructed with high-dividend paying equity securities and fixed income instruments. By using this approach, the portfolio is structured to generate income through dividends and fixed income payments, while having growth potential from equity market exposure. When selecting individual stocks for the portfolio, we look for companies that have solid balance sheets, high cash flow, and a history of raising dividend payments. The portfolio is blended with companies from all sectors of the economy such as oil & gas, technology, and consumer staples. When paired with fixed income investments, we can achieve steady cash flow to the portfolio from dividends and interest payments. Through extensive research, Gierl Augustine tracks a company’s commitment to paying a dividend and, more importantly, to their financial ability to continue to do so. Our goal is to find those companies that we believe will provide us with increasing income over time.
Traditional Asset Allocation
We employ traditional asset allocation models that are designed to address the volatility that has historically been associated with many of the more commonly adopted asset allocation models. Our traditional asset allocation is unique in that it is comprised of managers that have shown to be successful in their respective categories. The portfolio has a diversified mix of asset classes such as U.S. equities, international equities, bonds, real estate and alternative investments. Each investment option is carefully chosen to be what we deem “best in class.” The selection process involves a study of several criteria including manager analysis, style consistency, performance, risk measurement and expenses. After an investment is made it is continually monitored and re-examined every quarter. This review process will result in a grade for each investment. Based on this review process, an investment can be put on a “watch list” and ultimately replaced by a superior candidate.
Active Portfolio Strategies
Our Active Portfolio Strategies “APS” are portfolios that are characterized by the goal of actively managing risk. We create “manager of managers” portfolios to accomplish this goal. By tracking over 50 active managers that utilize some form of an active risk management strategy, we can observe them over multiple time periods. Because these managers can use very different techniques to manage risk, they often behave very differently in the many different market conditions that an investor will experience.
We expect these portfolios to have a lower correlation to the equity and bond markets than the traditional passive investment portfolios. We believe that the single best way to grow long-term wealth is to avoid the worst of the inevitable serious market corrections. Our APS portfolios are designed can help to reduce volatility during market declines and result in a smoother ride overall.
Please Note: Different types of investments and investment strategies purchased and/or investment strategies devised by GAIM involve varying degrees of risk including the complete loss of principal invested, and there can be no assurance that the future performance of any specific investment, investment strategy, or product detailed in any report provide by GAIM will increase in value, will be profitable, or will equal any historical performance level(s). There is no assurance that any specific investment or investment strategy will be either suitable or profitable for a client’s or prospective client’s portfolio.