Interest Rate Risk

Investment advice offered through Stratos Wealth Advisors, LLC, a registered investment advisor. Stratos Wealth Advisors, LLC and GA Investment Management ("GAIM") are separate entities. GA Investment Management offers its financial services through Stratos Wealth Advisors LLC (“Stratos”), a Registered Investment Advisor with the U.S. Securities and Exchange Commission (the “SEC”). Registration with the SEC does not imply a certain level of skill or training. Public information concerning Stratos Wealth Advisors is available at https://www.adviserinfo.sec.gov/IAPD/Default.aspx. GAIM may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. For additional information about GAIM, including fees and services, request our disclosure statement as set forth on Form ADV. Please read the disclosure statement carefully before you invest. GAIM does not make representations or warranties about the accuracy, reliability, completeness or timeliness of the content and does not recommend or endorse any specific information contained therein. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Active investment strategies involve risks above average portfolio turnover which will impact the client's capital gains taxes. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

Insurance and Tax preparation is offered through Gierl Augustine & Associates, LLC. Our IARs are also independently licensed insurance agents. When acting in this capacity, agents receive commissions for selling insurance and annuity products. The receipt of compensation and other incentive benefits affects the judgment of the agent when recommending insurance products to clients. Clients should be aware that the receipt of commissions and additional compensation itself creates a conflict of interest. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information in this website is not intended to provide specific advice and should not be construed as recommendations for any individual. To determine which investments might be appropriate for you, consult with your financial, tax, or legal professional. GA Investment Management, Inc. does not provide tax or legal advice. Consult your CPA or tax professional for more information.

Our website is provided to you without charge as a convenience and for your information only. By providing access to our website content, we do not warrant nor represent the following:

• the content is accurate or complete;
• the content is up-to-date or current;
• we have a duty to update any content;
• the content is free from technical inaccuracies or typographical errors; and
• your access to our website will be free from interruptions, errors, computer viruses, or other harmful components.

We do not assume any liability for these matters. In other words, you use our website at your own risk. Under no circumstances, including but not limited to negligence, shall we be liable for any direct or indirect, special, incidental or consequential damages. This includes loss of data or profit arising out of the use or the inability to use the content of this website, even if one of our representatives has been advised of the possibility of your damages. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.